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Thanks, @MichaelTunnell - as ever, I enjoyed this. The IRS explanation had me laughing non-stop though - I had no idea that was the US system. Ah well… We’re a lot more fortunate here, as I’ve had the government paying me back excess taxes they withdrew, a couple of years in succession. I’m not sure how this happened but it might be todo with a contract lasting less than a year, and so income for the year being less than expected. Not sure. Anyway, on to the next show 
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